To avoid unpleasant surprises and protect your personal and banking data, here are 5 essential reflexes to adopt to secure your payments.
1. Choose secure e-commerce sites
When you make a purchase, make sure the site is reliable and secure. To do this :
- Check that the URL address starts with https (the “s” stands for “secure”).
- Look for the padlock icon in the address bar.
- Beware of unfamiliar or overly tempting sites, especially those offering unbelievably low prices.
👉 Tip: Look for reviews from other users or consult site comparators to check their reputation. FranceVerif to help you.
2. Use secure payment methods
Credit card payments on secure platforms remain a common option, but you can strengthen your security by adopting alternatives such as :
- PayPal or other electronic wallets that add a layer of protection.
- Virtual bank cards, offered by some banks, to avoid sharing your personal details directly.
👉 Avoid: Bank transfers or cash money orders, often used in scams.
3. Beware of fake emails and SMS messages
During the holiday season, phishing attempts are on the increase. These fraudulent messages often imitate famous brand names or delivery services in order to get your personal data. article about scam or phishing to find out more.
How to identify them?
- Check the sender's email address (often strange or unofficial addresses).
- Beware of bogus emergencies: “Your parcel is blocked, click here to pay the costs”.
- Never click on the links contained in these messages, preferring to connect directly to the official site.
4. Protect your devices
A poorly secured device is an open door to cybercriminals. Before you go shopping :
- Update your operating system, browsers and applications regularly.
- Install a powerful antivirus and make sure it's active.
- Avoid shopping on Wi-Fi no secure. If you absolutely must use them, opt for a VPN to encrypt your connection.
5. Keep an eye on your bank statements
After every online purchase, get into the habit of checking your bank account. This will enable you to quickly detect :
- Suspicious or unknown transactions.
- Suspicious or unknown transactions.
👉 Good to know: Activate bank notifications to be alerted in real time of every transaction. In the event of a problem, contact your bank immediately to block your card.
Peace of mind for online parties
Online shopping offers unrivalled convenience, but it also requires vigilance and caution. By adopting these 5 anti-fraud reflexes, you'll protect your personal and banking data, while avoiding falling into the traps set by scammers.
For stress-free, safe holidays, remember: a secure purchase is a successful gift! 🎁
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